BUSINESS INSURANCE MICHIGAN
PROTECT YOUR COMPANY WITH BUSINESS INSURANCE
When you own a business of any kind, you need an insurance policy that will protect it. In particular, you need business insurance that perfectly suits your industry, and we are proud to offer it. When you get a business insurance policy from us, you are taking the first step toward protecting your business, your employees, and yourself. We are happy to assist you with the process of obtaining the best insurance policy for your business, starting with an overview of the types of coverage you can expect.
GENERAL LIABILITY INSURANCE
General liability is one of the main coverage types you will get in your business insurance policy. You typically need this coverage if you want to rent property for your business. This is because it will protect you from any lawsuits that could threaten your business when someone accuses you of wrongdoing. Whether someone is injured on your property or one of your products causes harm, general liability insurance can help by paying for your legal defense.
BUSINESS OWNERS POLICY (BOP)
A BOP includes a few types of coverage that benefit business owners. In fact, you can customize it to your needs, adding the coverage you will need in your particular industry. When you include a BOP in your business insurance, you can rest assured you will not lose income in case of a disaster. This is because the policy usually pays for the repair or replacement of business property when necessary, to name just one type of coverage.
WORKERS COMP INSURANCE
Whether you employ one person or hundreds of people, you need to obtain workers compensation when you get business insurance. This way, if an employee is injured, sick, or killed while working, you will not be personally liable for medical expenses or funeral costs. Your employees and their family will not be liable, either. Instead, your workers comp policy will pay for any necessary expenses.
BUSINESS AUTO INSURANCE MICHIGAN
There are many reasons to use a vehicle for business purposes. Whether you do it often or infrequently, you need business auto insurance. After all, your personal auto insurance policy will not cover any expenses when you cause a car accident while driving for business. If you have several employees who drive for your business, you need a business auto insurance policy that covers all of them.