Why Do You Need Auto Insurance ?
Insurance is your protection against disaster should you cause an accident that results in property damage or injuries to other people. It can help cover repairs to your vehicle and related medical costs.
What does auto insurance cover?
Coverage for uninsured motorists is an optional coverage, that compensates you for pain and suffering and excess wage loss. This coverage applies only if a hit and run vehicle or an uninsured motorist strikes you. If you are killed in such an accident, benefits may be paid to your survivors.
Pays for damage to your car from theft, vandalism, flood, fire, and other covered perils.
Pays for damage to your car when it hits or is hit by another object.